Services
Debt Restructuring
Debt Review & Legal Protection
Strategic Debt Reduction
Simplify. Save. Succeed. Managing multiple creditors is a full-time job you didn't ask for. Our Restructuring team steps in to consolidate your various installments into one single, manageable monthly payment. By negotiating lower interest rates and extending terms to fit your budget, we ensure you can cover your living expenses while still making real progress on your debt.
Your Defense Against Creditors. If you’re struggling to keep up, ADC provides an immediate legal shield. Our registered Debt Counselors take over all communication with your creditors, protecting you from harassment and legal action. We formalize a repayment plan that the law respects, giving you the breathing room you need to focus on your life while we handle the fine print.
The Shortest Path to Zero. Our goal isn't just to help you pay—it’s to help you pay less. Through the ADC Reduction Strategy, we leverage our industry expertise to negotiate settlements and reduced balances. We focus on aggressive, ethical tactics to lower your total debt burden, helping you cross the finish line to total financial independence faster than you ever thought possible.
About Us
Compassion in Every Strategy. Excellence in Every Result.
At African Debt Consulting (ADC), we recognize that a debt balance is never just a number on a screen. It represents a person’s hard work, a family’s security, and the dreams of a future that may currently feel out of reach. We understand the weight of the phone calls, the stress of the monthly statements, and the exhaustion that comes with financial uncertainty.
Our mission is to step into that gap. ADC is a premier financial consultancy dedicated to empowering South Africans to dismantle the cycle of overwhelming debt. We don’t just offer a service; we offer a sanctuary where your financial health is prioritized, protected, and restored.
The ADC Impact
Our Track Record of Success
-
R14.1 Million in Debt Reduction: This isn’t just a statistic; it represents thousands of high-interest balances slashed, predatory fees removed, and principal amounts negotiated down. We have successfully mitigated over R14 million in consumer debt, putting that money back into the pockets of South African households.
-
1,800+ Families Empowered: To date, we have guided over 1,800 clients through the complexities of the South African financial system. From single parents to small business owners, our tailored strategies have provided a lifeline to those who thought there was no way out.
-
The 30-Day Turnaround: We know that when you are in debt, every day feels like a year. That is why our internal systems are optimized for speed. From the moment your first payment is processed, our restructuring and legal protection mechanisms are triggered. Most clients see a complete halt to creditor harassment and a finalized restructuring plan within the first 30 days.
African
Debt
Consulting
At African Debt Consulting, we don’t just measure success in Rands and cents—we measure it in the restored lives of the people we serve. When you join the ADC family, you aren't just signing up for a service; you are entering a proven ecosystem of financial recovery.
Hear From the ADC Family
J. Lewis
"A Weight Lifted" "I was paralyzed by my monthly payments until I found ADC. They didn't just consolidate my debt; they gave me a roadmap. I finally feel like I'm in control of my money again, instead of it controlling me." — J. Lewis
B. Mlamli
"Authentic African Service" "The team at African Debt Consulting treated me with such dignity. They handled the difficult conversations with my creditors and secured a plan that actually works for my family's budget. Truly a life-changing service." — B. Mlamli
R. Johnson
"Professional & Precise" "Efficiency is rare these days, but ADC delivered exactly what they promised. Within weeks, my stress levels dropped and my financial plan was locked in. I highly recommend them to anyone feeling the squeeze." — R. Johnson