At ADC African Debt Consulting (ADC), we recognize that our relationship with you is built on trust. As a premier debt consulting firm, we handle highly sensitive financial data, and we are committed to protecting that data with the highest standards of integrity and security. This Privacy Policy is designed to inform you of how we collect, process, and safeguard your personal information in compliance with the Protection of Personal Information Act (POPIA) and National Credit Regulator (NCR) guidelines.
Information Collection & Source Transparency
ADC collects information that is essential for providing comprehensive debt restructuring and legal advocacy. Direct Collection: We collect data provided by you during consultations, including ID documents, payslips, and bank statements. Institutional Data Sharing: To proactively assist South Africans in need of financial relief, ADC receives information from banking institutions. This data is shared with us to identify individuals who may benefit from professional debt reduction strategies, allowing us to offer a lifeline before financial distress escalates. Credit Bureau Data: We pull official credit reports to ensure an accurate assessment of your total liabilities.
Regulatory Compliance & Data Protection
As a premier financial consultancy, ADC African Debt Consulting operates at the intersection of strict legal compliance and advanced data security. We believe that protecting your information is as critical as protecting your assets. NCR Certified & Current: ADC is fully registered and remains 100% up to date with the National Credit Regulator (NCR). This ensures that every negotiation, fee, and legal shield we provide is fully compliant with the latest South African credit laws and 2026 mandates. Strategic Advocacy: We use your data—whether provided by you or via direct institutional leads from banking partners—to fight for your freedom. By presenting your financial profile to creditors, we secure the interest rate reductions and legal protections necessary to halt harassment and repossessions. Bank-Grade Security: Your sensitive financial files are guarded by industry-leading encryption and strict internal access controls. We maintain a zero-tolerance policy for unauthorized data sharing; we do not sell or rent your information to third parties. POPIA Compliance: In accordance with the Protection of Personal Information Act, you retain full rights to access, correct, or request the deletion of your data. Our dedicated Information Officer ensures that your privacy is upheld at every stage of your journey toward a Clearance Certificate.